I rented both the XD .45 ACP 5' and 4" versions
Aftyer all the hype, I really wanted to like them.
The 10ft high bore axis, made them feel like a wet noodle when firing. The triggers were nothing to write about,and the guns just felt cheap.
They are about as far away from my 1911's, as night is to day.
From personal likes and dislikes, I did not like anything about the XD
I ended up buying a M&P .40.
900 flawless rounds later with all makes of ball and HP. and I'm happy.
I like the low bore axis(1911'ish), is easy to break down, changable backstraps(I prefer the medium) has a great tigger, and I really like the Novak sites.
Mine does not has an IL, nor does it have a magazine disconnect.
All in all, I could not be happier.