Credova financing at Kind Sniper. shop

The range that I shoot at uses Credova but the sales folk say look up the issues that people have with them. Some tell me not to use Credova.
I do know that they charge a fee for every payment made.

My understanding is their terms can vary depending on individual creditworthiness. I also understand that as long as you've paid off the amount owed in the first 90 days it's same as cash. It's after that you get hit with the interest and other fees, and those can be substantial. I definitely recommend reading through the terms carefully before signing - it may or may not be a good solution for one's specific situation. We also offer financing through Gearfire Capital at Kind Sniper Mall; their credit criteria are more stringent, but their past-90-days terms are more like a traditional credit card.

ks1 said:

My understanding is their terms can vary depending on individual creditworthiness. I also understand that as long as you've paid off the amount owed in the first 90 days it's same as cash.

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That is NOT my understanding. A fee is charged to make payments during the "interest free" period. This type of fee is another name for interest.