I always wonder how people really treat their XD's. Everybody says they maintain them, but you never can be sure. My version of a clean gun I am sure is different from Ship's version of a clean gun; as is Ship's version is different from JS's version, and on and on. I think there is a certain percentage of XD owners out there that think they can get away with marginal maintenance on the gun and expect no problems, and then when something happens, they're pissed. I'm not saying there are some problems with the XD finish, but I think a lot of the problems can be avoided with proper maintenance. I've had my XD for almost a year, carry it almost daily, clean and lube it weekly, and have yet to have any rust or any other finish issues.