My experience is that all the XD45 platforms, including the new XDs will cycle any factory ammo and shoot it accurately. I carry with the cheap stuff, Winchester white box Personal Protection 230 grain jacketed hollow points. It doesn't expand into the pretty flowers like some of the high priced stuff, but the bullet stays together and expands to roughly the same diameter.
In a self defense encounter, putting any bullet on target will make more difference than which particular hollow point you select, and using the WWB allows me to shoot more practice rounds than shooting the good stuff.


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