Firearm wear depends a lot on the type of ammo that is used. Is it range ammo (not usually full power) or full power personal protection ammo, and is the case brass with a copper jacketed bullet? I stay away from Wolf or any ammo that uses a steel case. Be sure your cleaning brush is brass (no steel or stainless steel) and your cleaning rod is brass (stay away from steel).
For cost savings, I would suggest getting a quality semi-auto in .22LR. The ammo savings will more than pay for the .22LR. I also suggest starting with a .22LR while working on the fundamentals. For years, you will still be using the .22LR to practice the fundamentals and do it at a lower ammo cost.