Based on this thread from yesterday I'd say no. xd40
Even if your FFL transfer fee was as high as $50, you'd still be out the door for almost $100 less.
I've been looking at threads on here about pricing for them but every time i go in a gun shop they are priced different. Ive seen 519 569 625 669 whats a good price for a new one like now, im in florida by the way I think i found 1 for around 550 out the door is that reasonable?
if you watch on gunbroker there is a guy out of Ohio who sells xd40s and 9s new at $415