I have a Hi Point 4095TS carbine (40 S&W $279). It's not used for any kind of defense. It's my "play" gun. And it's a hoot to shoot. I've put a couple thousand rounds of my reloads thru it without "ANY" glitches. NOT ONE! Now I'm not pushing Hi Point. If I were having any problems with it, I'd say so. All I'm doing is sharing my experience with my Hi Point. Go to youtube and do a search on Hi Point. You'll find a ton of videos on them. Do they last? I guess I'll find out. But if I could have only one gun, it would NOT be a Hi Point. I'd scrimp and save until I could afford more quality. But I already have a bunch of quality guns, and I wanted to experiment a little with my first "black gun". So far, my Hi Point carbine has been a totally fun and utterly reliable gun! Only time will tell if it remains that way. I just hope this experiment doesn't create a desire for an AR.
OP. Here's the Hi Point forum. Go here and get educated on Hi Point: http://www.hipointfirearmsforums.com/forum/