Ok, I know there are a lot of opinions on what people like. I thank everyone for helping me make my decision, even if you didn't respond to my threads the combination of scouring through this forum has really helped me. I was torn between the Sig, Glock and XD. (and secretly the ruger but don't wanna get flamed, well only if it was a revolver)
I chose the XD40. There were multiple reasons. Look (two-tone saweet), Feel, Safety, Free Accessories. Well and price, the guy actually gave me 50 off and combined with the card to send in for a free 2mag holder with 2 mags sort of sent me over the top.
The MAIN reason was the visual/touch safetys for the firing pin(cocked) and the chambered, combined with the grip safety was what I really liked.
I'm not saying it's better than others and I know others have similar type safety's, it's just what I liked and to sum it up with non-intelligent reason is.. It felt right when I held it, like it was a part of me.