I have a XD40 that I carried for almost 2 years. Just got an XD9SC. I went with the 9m over the .40 because of the cost of ammo and the muzzle flip on the short barreled guns. Put a Pearce grip extension on the mag and your pinkie won't dangle. I like carrying it way better than the full size. Get yourself a good holster and you'll forget the gun is even there.