Decent little gun.....but for the money, and size.......I would go with the P3AT or the Ruger LCP. Yeah, before anyone jumps in.....yes the P3AT has more recoil, but the guns are the same size, equally concealable. Better stopping power from the P3AT without a doubt.
Just my $.02
I carry a Ruger LCP everyday, and I am completely confident in its ability to get the job done.
Look at the .32acp sticky just above this post at the top of the Kel-Tec section for a balistic test.