Last year i was at a gun show and seen the hi points 9mm for 149 bucks. I have a lot of good quality guns but i am also all about trying guns out. For the price i went ahead and bout one. I have about 700 rounds through it now and not one malfunction or jam. Also have not once cleaned it. Accuracy is a differnt story. it by no means is even close in comparison to my glock 22 accuracy wise, but i also didnt pay near for it what i did my glock. I cant speak for anyone but myself though. For the price it is what is is. You do get what you pay for and there is a good chance you may not be one of the happy hi point owners. I understand money is tight but if i just had a baby and was needing something as a defense gun for my family i would save up and buy something else. If it is absolutely all you can afford then by all means do what you have to do.