In a nutshell, yes, the biggest and most noticable difference is that striker fired weapons have no hammers.
1911's, in general, cost more than mainstream polymer handguns mostly due to material cost. However, that's not to say a good 1911 can't be had for the same price. High Standard makes a commander-sized 1911 for $500ish. No bells or whistles, but it's a solid, bare-bones 1911.
[Edit] As far as carrying goes, it's really a matter of personal preference. DAO/decocker users typically say safeties are just an additional point of failure and will cost you valuable time if you forget to disengage it. SAO/cocked-and-locked users typically say having lacking a safety is uncomfortable and dangerous. The truth is, either of these methods work. You should choose which one better suits you.


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