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  1. #1
    coondog1069's Avatar
    coondog1069 is offline Junior Member
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    Insurance on your collection

    Since I have purchased 5 firearms in the past few weeks and my son already owned 7, I started wondering about how much coverage my homeonwer's policy covered. I contacted my local agent and found out I only had $2500 worth of coverage! I calculated that would only be enough to cover 1/2 the amount I have invested. Just a suggestion, you may want to contact your agent.

  2. #2
    ProjectCamaro's Avatar
    ProjectCamaro is offline Junior Member
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    Very good point, always make sure you're covered.

  3. #3
    kev74's Avatar
    kev74 is offline Member
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    Its also a good idea to document what you have - make, model, serial numbers, condition, etc. Pictures will help with this a lot. The info will come in handy if you ever have to determine replacement value or report them stolen.

  4. #4
    buck32's Avatar
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    Quote Originally Posted by kev74 View Post
    Its also a good idea to document what you have - make, model, serial numbers, condition, etc. Pictures will help with this a lot. The info will come in handy if you ever have to determine replacement value or report them stolen.
    I have done this except the pictures. That is a good addition.

  5. #5
    dovehunter is offline Member
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    I would suggest that you invest in a safe, a big safe, and have it bolted to the floor (concrete floor). You will never worry again in regards to your guns being stolen.

  6. #6
    Todd is offline Banned
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    Quote Originally Posted by dovehunter View Post
    I would suggest that you invest in a safe, a big safe, and have it bolted to the floor (concrete floor). You will never worry again in regards to your guns being stolen.
    True, but theft is not the only reason for insurance on not only guns, but anything. Fire and "acts of nature" also need to be considered.

  7. #7
    coondog1069's Avatar
    coondog1069 is offline Junior Member
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    I have bought my son a safe for Christmas and we will be utilizing it.

  8. #8
    Shipwreck's Avatar
    Shipwreck is offline HGF Forum Moderator
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    We just covered that topic here:

    http://fnforum.net/viewtopic.php?t=11514

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