new charters are pretty much in the same league as the old ones.... nothing horrible, nothing special... they have fans and foes and those who just dont care.
the value is going to be less than what you pay for it.... as with all new items, there is profit added for the merchant.
accuracy, well its a snub nose, so its gonna hit what you point at (not meant to be aimed)
reliability... eh, its a simplified design, so less parts to break but who knows about the quality of the parts they are using?
so basicly, its a snubby .357... probably gonna hurt when you pull the trigger on a combat load.
so if you are happy with it, thats all that matters....
jmho.... i would pass on the charter and look for a snubby smith 586, might find a good used one same price.... and a known quality.