Trial lawyers is the short answer. I would say that if you shoot some BG on the street it will cost you everything you have. Yup even if you are right. The court system is set up to where you are guilty, and you have to prove your not. About $100,000 should take care of that. Wait your not done, his family sues, and takes you to civil court. There goes the rest. You say, but I was right. Don't worry it's just a money thing.