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  1. #26
    SuckLead's Avatar
    SuckLead is offline Senior Member
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    Jul 2006
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    The physical is something I've always had to do when I just got insurance. I haven't had insurance in over a year, so I didn't have a doctor. The insurance requires you to have a physical to establish a doctor with your insurance plan, then they can do whatever. It is only a one time thing. But I have only had insurance a very, very short time right now. I can't do anything without establishing an actual doctor. The insurance won't cover urgent care or anything. The issue I am having is getting a doctor to do the physical and look at my shoulder on the same day, which the insurance allows. My insurance is also being shaky because while I was without I landed myself in the hospital and got a $4000 bill that I am still paying off (and they never did find out what was wrong with me then). I'm partly being punished for not having any insurance.

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  3. #27
    john doe. is offline Banned
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    Ya, the lack of insurance certainly does suck. For all the surgeries I've had this last two years I thank God I'm covered, otherwise I'd be paying it off for the rest of my life.

  4. #28
    SuckLead's Avatar
    SuckLead is offline Senior Member
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    I'm just glad I'm almost done with mine. I think my last payment is due in March, but I'll be calling this month to check on the balance. It's $310 a month I don't have. But it gets done.

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