You've been doing some good research. Since this is not intended to be a CCW piece, the heavier CZ's and Baby Eagle might be a good option.
I would personally avoid the Ruger as this series of semi-autos has some magazine reliability issues. The P95 is sexy -but that bony mag release button is a pill to operate.
Hard to go wrong with the Beretta. Get the Italian made model -the fit and finish are fabulous and the cost increase is negligible.
Based solely on magazine capacity, I'd advise you to get the Baby Eagle over the CZ75. I LOVE the CZ, but if you have to lose 5 rounds of capacity to be legal with a ten vs. 16 round mag, carry the Baby with the 15. One reason I prefer the CZ to the baby is not having the safety on the slide where it interferes with racking. It's already harder to rack the CZ-style slide (reversed rails means half the gripping surface). Nevertheless, the gun is excellent, albeit heavy. Not like the big Eagles, thank goodness!
Stay away from the CZ compact if it's not a CCW gun. They are harder to shoot well under stress and more fatiguing at the range.
As for the Duty, some folks really like them but I'm not sold on CZ polymer framed pistols yet. You'd have to try that one out for yourself.
Those are my opinions. Good luck with your NJFID and purchasing plans.


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